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For those non-bonus category payments, you’ll need to look toward business credit cards that offer the most valuable rewards for general spending. There are a number of options that fit the bill.Here’s a list of tips for maximizing your rewards and Tote Bag MANDELA TOTE TWO by VIDA VIDA btLjN9GGe

You don’t need to form a limited liability company in order to meet business card eligibility requirements , but if yours is the type of company that needs to file articles of incorporation, you’ll have to pay fees associated with that action. You also may need to seek out legal advice and pay licensing or permit fees.

None of these expenses are covered by any business card bonus categories, so if credit card payments are accepted for these transactions, you’ll need to find a card that offers top non-category rewards. Look for something that returns 2 cents or more in value per $1 spent. Here are two suggestions:

You also might consider putting other routine expenses, like business, property or rental insurance, on a card that offers top-dollar rewards for everyday spending.

If you need office space, rent will be a big portion of your startup costs, not to mention your monthly expenses going forward. You normally can’t pay rent with a credit card, but there are a number of payment services that will cut a check or send an ACH payment to your landlord — for a fee. If you can use a card that offers excellent returns on non-bonus spending, going this route can be an option. Just make sure that what you’re getting back in travel rewards is more than what you’re paying in fees. Also, justifying paying your rent in this manner is easier when you need to meet a minimum spending requirement .

You’ll have to be careful about the card you want to use to pay rent, however. Payment services like Plastiq cannot process payments from all issuers for all purposes. Mastercard, Visa and Discover credit cards may be used to pay commercial rent, but American Express cards are prohibited from this type of spending.

A payment service may also be a good way to use cards to pay for equipment you rent, like a copy machine.

If you’re opening a business that uses computers, printers or paper, you’ll become friendly with your nearby office supply store. There are several good credit cards ofboth the cash back and points variety that offer handsome rewards on this kind of spending . Two options that will earn top rewards that you can use for travel later:

Here’s another instance where you can turn an ongoing business expense into a steady stream of points. While for print advertising you’ll need to look toward the everyday cards that pay well, there are several cards you can use for Facebook and Google ad spending that will earn you bonus rewards. Here are several choices you can use for digital ad buys:

Resources to Learn More About Maker Education:

New Models for Education: Maker Faire and the Young Makers Program

Learning by Making: American kids should be building rockets and robots, not taking standardized tests

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Written by Jackie Gerstein, Ed.D.

July 23, 2013 at 11:48 pm

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The importance of play as part of a child’s development has been the focus of educational specialists and research for decades. Piaget and Montessori have emphasized that a child’s play is his or her work.

Play activities are essential to healthy development for children and adolescents. Research shows that 75% of brain development occurs after birth. The activities engaged in by children both stimulate and influence the pattern of the connections made between the nerve cells. This process influences the development of fine and gross motor skills, language, socialization, personal awareness, emotional well-being, creativity, problem solving and learning ability. The most important role that play can have is to help children to be active, make choices and practice actions to mastery. They should have experience with a wide variety of content (art, music, language, science, math, social relations) because each is important for the development of a complex and integrated brain. Play that links sensori-motor, cognitive, and social-emotional experiences provides an ideal setting from brain development.

Children are still playing in this age of technology but the type of play and results are evolving. Lego, with its introduction of the new Mindstorm, created an infographic that describes the changing pattern of kids and young peoples’ use of technology and how it is affecting their development.

Of special note to educators is the section on the changing world of children at play. To summarize, the key areas of the change nature of play as identified by Lego are:

The world is qualitatively different than when the educational system was conceptualized; than when educators were students in that system. Kids are growing up and developing in a world that is highly technologically-driven, information-rich, and connected. The Institute for the Future discuss this in their Magic of Kidstech report:

With touchscreens, simple programming languages, and other lowered barriers for human-computer interaction, kids are poised to gain a high level of technical proficiency. When you combine this access with the resources kids have—time, a highly plastic brain, and the freedom to experiment with new behaviors, interests, and ways of being—it is not hard to imagine a level of empowerment for kids never before seen in human history.

She also found code showing Instagram prototyping Android notification actions that let you reply to a comment directly from a notification without opening the Instagram app.

Google’s I/O conference saw the debut of a new Android time management tool that shows a daily look at how much time you spend on different apps, and lets you set time limits. But since most of Google’s apps outside of YouTube are utilities designed to be used as quickly as possible, it might have less to lose by revealing how users spend time on their phones than Facebook . Many are hoping to see Apple launch time management features at WWDC this year.

Offering “Usage Insights” aligns with Facebook’s recent discussion of research that shows active social networking, like messaging, posting, or commenting can be positive for people’s well-being, but endless zombie scrolling can make people feel worse . While Facebook hasn’t created anything like this feature in its own apps, it’s started to change its algorithm to promote active interactions while downranking viral videos that people consume passively. That led to Facebook’s first ever decline in its North American daily user count in Q4 2017, though it was growing again in the region by Q1 2018.

Google’s new Android time management features. Image via The Verge .

Instagram’s photo and video-heavy feed especially lends itself to the negative social networking behaviors like envy spiraling, where users constantly compare themselves against the glamorous highlights posted by their friends. Letting users know how long they’re Instagramming, or even letting them set time limits, could push people to go out and live life instead of watching through a screen as others live it.

The question is what metrics we’ll get to see. Total time spent on Instagram ever could be a terrifying statistic that might drive users away. Daily or weekly counters would encourage more concientious use without being as scary. Breaking out time by feed browsing, Explore/other browsing, Stories, and Direct could identify the most harmful passive consumption behaviors.

Systrom’s pledge mirrors that of Facebook CEO Mark Zuckerberg’s promise from January, when he wrote about the well-being algorithm change: “I expect the time people spend on Facebook and some measures of engagement will go down. But I also expect the time you do spend on Facebook will be more valuable. And if we do the right thing, I believe that will be good for our community and our business over the long term too.” They both believe that priortizing time well spent is not only moral, but the right long-term business strategy since ignoring unrest about overuse could be an existential threat to their apps’ popularity.

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